Here’s a fact: if you want to clock out of the workforce in any kind of comfort, you’ll need $4,000 a month—$4,074, to be exact.
How do I know?
Because that’s what your average 65- to 74-year-old couple shells out every month, according to the Bureau of Labor Statistics. It comes out to $48,885 a year.
Of course, that figure swings based on where you live, but let’s look at your typical retirement hotbeds: I’m talking about the Carolinas, Florida and Arizona—places you’d like to live if your idea of retirement doesn’t involve pushing a snow blower.
According to a recent CNBC survey, all of these states ranked in the middle of the pack by cost of living.…