$33,706 in Retirement Income, Every Year, Forever

Our Archive

Search completed

$33,706 in Retirement Income, Every Year, Forever

It’s the No. 1 retirement question: how much income do you need to quit the 9 to 5?

Today I’m going to help you find your number.

The best place to start is by asking yourself how your post-retirement lifestyle goal stacks up that of the average working American. Do you want to live lavishly or closer to the middle class?

Once you’ve answered that question, the next step is to look to this number: $33,706.

Average American Incomes

According to the Federal Reserve, that’s the average income an American worker earns, and it gives us a handy jumping-off point. This figure has been rising lately, but has stayed stable over the long haul.… Read more

Read More

5 Dividend Doublers That Run Laps Around the Market

If you want to figure out how long it will take to double your money in an investment, you use the “Rule of 72.” But income investors can put this rule to work, too, to figure out just how quickly their dividends will pile up.

I’ll show you how – and I’ll show you five dividend stocks that are on pace to double their dividends in just seven years.

The Rule of 72 is just a simple equation you can use to project the amount of time it would take to double your investment money. The equation:

72 / compound annual interest rate = # of years to double your investment.… Read more

Read More

Crucial: My No. 1 Buy for 8.5% Dividends and 20% Gains (by 2019)

I don’t want to alarm you, but if you’ve got a lot of cash sitting on the sidelines right now, you’re about to miss out on a double-digit stock-market gain in the next 6 months.

In a moment, I’ll show you 5 funds you can buy today to lock in these quick, life-changing profits (and dividend payouts, too). To make it even easier for you, I’ve ranked these 5 popular buys from worst to first.

But first, let me tell you what I’m basing this bold prediction on. The story starts in early February of this year.

You no doubt recall those wild days: after a sharp run-up in stocks in January, which itself was on the heels of a 23% gain for the S&P 500 in 2017, the SPDR S&P 500 ETF (SPY) suddenly did this:

A Nosedive

Panic was in the air—so much so that I was getting calls from worried family and friends asking me what was causing the selloff and what it meant for their retirements (I wrote about that in this article).…
Read more

Read More

The One Thing You Must Know About Fund Fees

It’s a whopper many investors believe—you may even be one of them.

It’s simply this: all fees are evil.

After all, the more you shell out to line fund managers’ pockets, the worse your return will be, right?

It sounds right. It makes sense. But it’s totally wrong, particularly when it comes to the world of high-yield closed-end funds, which I’ll get to in a moment.

Truth is, you don’t have to go further than the darlings of “cheap” investing—exchange-traded funds—to see how bogus the so-called “wisdom” on fees is. Check out this chart showing the seven-year performance of two nearly identical ETFs—the Vanguard S&P 500 ETF (VOO) and the SPDR S&P 500 ETF (SPY), and keep in mind that VOO has always had lower fees than SPY:

The Cheap Fund Is … the Loser?…
Read more

Read More

This Is the Worst Advice You Could Follow Now

When a clock is broken, it’s right twice a day. But when a permabear warns a stock market crash is coming “any day now,” how many times can they be right?

Well, if you’ve been waiting for a crash since the last one, you’ve been waiting for almost a decade. And that just empowers the bears to say it’s inevitable—it’s been so long since the last crash, surely another one is coming soon, right?

Wrong.

Here are three reasons why the stock market is set to keep going up.

1) Earnings Growth Is Strong

In the first quarter, analysts predicted 9% earnings growth for S&P 500 companies, and that helped the benchmark SPDR S&P 500 ETF (SPY) and Vanguard 500 Index Fund (VOO) rise over 8% in the first half of 2017.…
Read more

Read More

This 6.8% Payout Is “Hedged” Against a Market Crash

In my last article, I showed you funds that pay 6.4%+ yields and give you “crash insurance” in case of a market meltdown. The great thing about these funds is that they also offer tremendous upside in steady or up markets.

If that sounds like the best of both worlds, it’s because it is.

Instead of just buying the S&P 500 in an index fund, for example, you can choose the Nuveen S&P 500 Dynamic Overwrite Total Return Fund (SPXX). It tracks the index, provides extra downside protection and pays out a much higher dividend than index funds, too.

This isn’t the only fund that does this trick. There are dozens more.

In fact, if you’re nervous about the market and want as much safety as you can get while still staying invested, there’s one fund that’s an even better choice than SPXX: …
Read more

Read More

Categories