Asset Allocation 101 for Dividend Investors

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Last week, we outlined a smart, sound retirement income strategy funded by dividends alone. Now, let’s talk growth.

We’re already well ahead of the flawed 4% fallacy – the notion that you can (or should) sell some capital every year for retirement income. With our “no withdrawal” technique, we’re already keeping our capital intact – and collecting 8% yields to boot!

Believe it or not, we can do even better with some savvy asset allocation. If you’re not yet as filthy rich as you hoped you’d be by now, don’t worry – we still have plenty of time to get you there.…
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Is retail dead? It depends.

While Amazon.com (AMZN) is indeed making life miserable for many brick-and-mortar outfits, I’d like to show you five dividend stocks in the space that could be a month or two away from getting a big shot in the arm.

So say the holiday crystal balls.

Salesforce.com, which provides annual holiday industry insights, recently issued its 2017 forecast, saying this year’s Black Friday will be the “busiest digital shopping day in U.S. history” – outdoing even Cyber Monday. It’s a tech dream report that includes stats such as 40% of orders coming from mobile phones, and millennials using Amazon’s Alexa and Apple’s (AAPL) Siri in droves.…
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The best time to buy a dividend grower is usually anytime – if you’re holding period is long enough, that is.

But what if you don’t have years to wait to get rich?

Today I’m going to show you a simple dividend growth “timing formula” that will help you accumulate great wealth with shareholder-friendly stocks. I’m talking about gains up to 40% per year, which means your money will double every two years.

Worse case, you might have to settle for 24% annually – which means your money will take three years to double!

Of course not every buy will bank you 40%.…
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Most of your friends are going to struggle to make any money in U.S. stocks for the next five to seven years. They’re battling not one, not two, but three major headwinds:

  1. Low yields,
  2. High valuations, and
  3. Rising interest rates.

Historically, half of the stock market’s returns (or more, depending on the study you believe) have come from dividends. With the S&P 500 paying just 1.9%, the math isn’t promising.

An expensive market is also problematic because it makes rising multiples unlikely. The S&P index trades for 25-times earnings today – where can it really go from here but down?

Finally, rising interest rates are a concern for many income investors.…
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